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Just served an Eviction Citation by Travis County, I'm losing my home to foreclosure, what do I do now?
I have 9 days from today to appear in court and move. I called the lender right away they said: because Texas is not a "redemption" state meaning (some states will give you upto one year to buy your home back from the bank). What are my chances of staying in my home? or Should I just cut my losses and move on? Also, my original Modification fell through because of financial issues on my part. I didn't follow the plan as agreed but I mailed in one payment and it has never been returned. I called after I received notice by their attorneys that my work out plan has cancelled. The rep. takes my financial statement over the phone and sets me up on a payment plan when he shouldn't have...(recently discovered), I mailed a check and was just informed by the mortgage rep., that it's being returned to me because the Bank had already bought my loan.
THANK YOU ALL FOR YOUR REPLIES, I APPRECIATE THE HONESTY YOUR DIPLOMACY.
I AM SORRY YOU ARE WHERE YOU ARE NOW,BUT OUT SIDE OF A CHAPTER 13 YOU REALLY DON'T HAVE ANY MORE OPTIONS LEFT.
I THINK OLD JIMMY IS RIGHT,WHEN HE SUGGEST JUST TO MOVE ON.
YOU SAID BANK IS RETURNING YOUR PAYMENT,BECAUSE THEY ALREADY HAVE TAKEN OVER,SO IT IS A LOSING BATTLE.
BEST OF LUCK NEXT TIME
Dedication of "Travis Court"